Congress has shown no regard at all for the suffering of homeowners by not providing anything that's seriously viable for any type of real relief for distressed homeowners. They only want to sell the property and make profit for the taxpayers by taking you home and in most cases, you have one person working in the household, hopefully, and in essence you'll be paying taxes to bail out Wall Street when you are actually losing your home in return.
Don't consider these Congress members when voting in November, they are selfish and have their own political careers in the way as their top priority and they will do anything to undermine you getting any relief.